The next section of eBCalc that you will want to configure is the PayPal section. As you
can see in the image above all of the applicable options for receiving a PayPal payment are located within this box.
First you will have to choose what country the payment is coming from (USA by default) and what country the payment is
going to (your country). Once you fill in those two you will notice the Monthly Sales Volume drop-down
list will change to the approriate currency for your country. In this drop-down list choose the approriate option (or
bracket/level) which describes how much you receive in your PayPal account every month. For example, if you receive
approximately $4,500 USD every month via PayPal you would choose the option which says "$3,000.01 to $10,000 USD". By
using those 3 options (the source country, the destination country, and your monthly sales volume), eBCalc can
accurately determine what your PayPal fee rate will be and it will display it in the box labeled PayPal Fee
Rate. This box is also fully editable. If you need to change your PayPal fee rate for
any reason, all you have to do is simply click inside the box and enter a new amount for your PayPal fee
percentage and your PayPal fixed fee.
Tip:
If you are not accepting a PayPal payment or you would like the calculator to not include your
PayPal fees for one reason or another simply enter in the number 0 for both the PayPal fee percentage
and the PayPal fixed fee.
You will also notice a checkbox inside the PayPal section labeled "eCheck Payment?". If
this option is checked eBCalc will know to limit your fees to the approriate eCheck maximum fee amount for your
country. For example, in the US, the maximum fee for receiving an eCheck payment (no matter what the amount) is
$5.00 USD. If you receive an eCheck payment and your normal PayPal fees happen to be higher than that, PayPal will
only charge you $5.00 for the transaction (because the source of the payment was an eCheck). Below the eCheck option
is another option labeled Currency Conversion Fee. If this option is selected (checked), eBCalc will
add in an additional 2.5% (PayPal's currency conversion fee) to your PayPal fees. This fee is only charged when there
is currency conversion involved so that is why this option will remain greyed out (disabled) until you specify that
the source and destination countries are different.
The final set of options in the PayPal section is the Item Sold and
Item Not Sold radio buttons. Since both your eBay fees and your PayPal fees are affected by whether
your item successfully sells or not I have included this option into the calculator. If your item has successfully
sold and you have received payment via PayPal choose the Item Sold option. Conversely, if your item
did not sell (either because there were no bids on your item or your reserve was not met) select the Item
Not Sold option. When you select the Item Not Sold option all of the fees that are now no
longer applicable will be removed for you. For example, because your item didn't sell, that means no payment was
received, and if no payment was received that means you don't have to pay any PayPal fees, so the PayPal
fees textbox is removed. Other items are removed as well, such as your Net Profit (since
you didn't receive payment for the item there would be no way you could receive any profit). The Shiping & Handling
fields (both actual and charged) are also removed because if your item didn't sell you won't be shipping anything
out, hence you won't have any shipping & handling charges.
Tip: The
Item Sold and Item Not Sold options are especially handy when it comes to
Reserve Auctions. In Reserve Auctions, you are initially charged a Reserve
Fee simply to list your item. If your item sells this fee is refunded back to you, but if your item doesn't
sell you are responsible for paying this fee. eBCalc will correctly calculate your Reserve Fees in both situations
(whether your item sells or does not sell) depending on whatever option you choose.